{"id":37498,"date":"2024-07-20T07:19:05","date_gmt":"2024-07-20T07:19:05","guid":{"rendered":"https:\/\/riyadh.dev\/lai-kep-trong-dau-tu-chung-khoan-suc-manh-ky-dieu-tu-nhung-dieu-nho-be\/"},"modified":"2024-07-20T07:19:05","modified_gmt":"2024-07-20T07:19:05","slug":"lai-kep-trong-dau-tu-chung-khoan-suc-manh-ky-dieu-tu-nhung-dieu-nho-be","status":"publish","type":"post","link":"https:\/\/riyadh.dev\/en\/lai-kep-trong-dau-tu-chung-khoan-suc-manh-ky-dieu-tu-nhung-dieu-nho-be\/","title":{"rendered":"L\u00e3i K\u00e9p Trong \u0110\u1ea7u T\u01b0 Ch\u1ee9ng Kho\u00e1n: S\u1ee9c M\u1ea1nh K\u1ef3 Di\u1ec7u T\u1eeb Nh\u1eefng \u0110i\u1ec1u Nh\u1ecf B\u00e9"},"content":{"rendered":"
\n

B\u1ea1n c\u00f3 bao gi\u1edd t\u1ef1 h\u1ecfi, t\u1ea1i sao nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 gi\u00e0u nh\u1ea5t th\u1ebf gi\u1edbi nh\u01b0 Warren Buffett l\u1ea1i c\u00f3 th\u1ec3 gia t\u0103ng kh\u1ed1i t\u00e0i s\u1ea3n kh\u1ed5ng l\u1ed3 \u0111\u1ebfn v\u1eady? B\u00ed m\u1eadt kh\u00f4ng n\u1eb1m \u1edf nh\u1eefng giao d\u1ecbch l\u01b0\u1edbt s\u00f3ng th\u1ea7n t\u1ed1c hay vi\u1ec7c \u00f4m tr\u1ecdn m\u1ed9t c\u1ed5 phi\u1ebfu “hot”, m\u00e0 n\u00f3 \u0111\u1ebfn t\u1eeb m\u1ed9t th\u1ee9 c\u1ef1c k\u1ef3 \u0111\u01a1n gi\u1ea3n nh\u01b0ng l\u1ea1i v\u00f4 c\u00f9ng m\u1ea1nh m\u1ebd: l\u00e3i k\u00e9p<\/strong>. H\u00e3y t\u01b0\u1edfng t\u01b0\u1ee3ng b\u1ea1n gieo m\u1ed9t h\u1ea1t gi\u1ed1ng nh\u1ecf, r\u1ed3i theo th\u1eddi gian, n\u00f3 kh\u00f4ng ch\u1ec9 l\u1edbn l\u00ean th\u00e0nh m\u1ed9t c\u00e2y, m\u00e0 c\u00e2y \u0111\u00f3 l\u1ea1i sinh ra nh\u1eefng h\u1ea1t gi\u1ed1ng kh\u00e1c, v\u00e0 r\u1ed3i c\u1ea3 m\u1ed9t khu r\u1eebng h\u00ecnh th\u00e0nh. \u0110\u00f3 ch\u00ednh l\u00e0 l\u00e3i k\u00e9p trong \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n \u0111\u1ea5y!<\/p>\n

L\u00e3i K\u00e9p L\u00e0 G\u00ec? Hi\u1ec3u M\u1ed9t C\u00e1ch \u0110\u01a1n Gi\u1ea3n Nh\u1ea5t<\/h2>\n

N\u00f3i m\u1ed9t c\u00e1ch d\u1ec5 hi\u1ec3u, l\u00e3i k\u00e9p (compound interest) l\u00e0 “l\u00e3i m\u1eb9 \u0111\u1ebb l\u00e3i con”. Ngh\u0129a l\u00e0, s\u1ed1 ti\u1ec1n l\u00e3i b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c t\u1eeb kho\u1ea3n \u0111\u1ea7u t\u01b0 ban \u0111\u1ea7u s\u1ebd ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c t\u00e1i \u0111\u1ea7u t\u01b0 \u0111\u1ec3 sinh ra th\u00eam l\u00e3i n\u1eefa. N\u00f3 gi\u1ed1ng nh\u01b0 m\u1ed9t qu\u1ea3 c\u1ea7u tuy\u1ebft l\u0103n t\u1eeb tr\u00ean \u0111\u1ec9nh n\u00fai xu\u1ed1ng: c\u00e0ng l\u0103n, n\u00f3 c\u00e0ng to ra v\u00e0 ng\u00e0y c\u00e0ng m\u1ea1nh m\u1ebd. Trong ch\u1ee9ng kho\u00e1n, l\u1ee3i nhu\u1eadn t\u1eeb vi\u1ec7c t\u0103ng gi\u00e1 c\u1ed5 phi\u1ebfu v\u00e0 c\u1ed5 t\u1ee9c \u0111\u01b0\u1ee3c t\u00e1i \u0111\u1ea7u t\u01b0 ch\u00ednh l\u00e0 ngu\u1ed3n nu\u00f4i d\u01b0\u1ee1ng cho qu\u1ea3 c\u1ea7u tuy\u1ebft n\u00e0y.<\/p>\n

V\u00ed d\u1ee5 th\u1ef1c t\u1ebf v\u1ec1 l\u00e3i k\u00e9p<\/h3>\n

Gi\u1ea3 s\u1eed b\u1ea1n \u0111\u1ea7u t\u01b0 10 tri\u1ec7u \u0111\u1ed3ng v\u00e0o m\u1ed9t qu\u1ef9 ch\u1ec9 s\u1ed1 c\u00f3 m\u1ee9c sinh l\u1eddi trung b\u00ecnh 12%\/n\u0103m. Sau n\u0103m \u0111\u1ea7u ti\u00ean, b\u1ea1n c\u00f3 11,2 tri\u1ec7u \u0111\u1ed3ng. N\u0103m th\u1ee9 hai, 12,544 tri\u1ec7u \u0111\u1ed3ng. Nghe c\u00f3 v\u1ebb ch\u1eadm ph\u1ea3i kh\u00f4ng? Nh\u01b0ng h\u00e3y nh\u00ecn v\u00e0o n\u0103m th\u1ee9 10, s\u1ed1 ti\u1ec1n c\u1ee7a b\u1ea1n \u0111\u00e3 l\u00e0 h\u01a1n 31 tri\u1ec7u \u0111\u1ed3ng. V\u00e0 sau 20 n\u0103m, n\u00f3 \u0111\u00e3 v\u01b0\u1ee3t m\u1ed1c 96 tri\u1ec7u \u0111\u1ed3ng. Con s\u1ed1 n\u00e0y s\u1ebd c\u00f2n t\u0103ng v\u1ecdt l\u00ean h\u01a1n 299 tri\u1ec7u \u0111\u1ed3ng sau 30 n\u0103m. \u0110i\u1ec1u k\u1ef3 di\u1ec7u n\u1eb1m \u1edf t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng theo c\u1ea5p s\u1ed1 nh\u00e2n \u1edf nh\u1eefng n\u0103m cu\u1ed1i.<\/p>\n

\"O8H\u00ecnh minh ho\u1ea1: O8<\/a><\/em><\/div>\n

Ba Y\u1ebfu T\u1ed1 V\u00e0ng T\u1ea1o N\u00ean S\u1ee9c M\u1ea1nh L\u00e3i K\u00e9p<\/h2>\n

\u0110\u1ec3 l\u00e3i k\u00e9p ph\u00e1t huy t\u1ed1i \u0111a hi\u1ec7u qu\u1ea3, b\u1ea1n c\u1ea7n n\u1eafm v\u1eefng ba y\u1ebfu t\u1ed1 c\u1ed1t l\u00f5i sau:<\/p>\n

1. Th\u1eddi Gian: Ng\u01b0\u1eddi B\u1ea1n \u0110\u1ed3ng H\u00e0nh Trung Th\u00e0nh Nh\u1ea5t<\/h3>\n

\u0110\u00e2y l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t. H\u00e3y b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0 c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t, d\u00f9 ch\u1ec9 l\u00e0 m\u1ed9t s\u1ed1 ti\u1ec1n nh\u1ecf. M\u1ed7i n\u0103m tr\u00f4i qua, “qu\u1ea3 c\u1ea7u tuy\u1ebft” c\u1ee7a b\u1ea1n s\u1ebd c\u00f3 th\u00eam th\u1eddi gian \u0111\u1ec3 l\u0103n v\u00e0 t\u00edch l\u0169y th\u00eam s\u1ee9c n\u1eb7ng. \u0110\u1eebng n\u1ea3n l\u00f2ng n\u1ebfu 5 n\u0103m \u0111\u1ea7u b\u1ea1n th\u1ea5y s\u1ed1 ti\u1ec1n t\u0103ng ch\u1eadm, b\u1edfi v\u00ec s\u1ef1 b\u00f9ng n\u1ed5 th\u1ef1c s\u1ef1 s\u1ebd \u0111\u1ebfn \u1edf nh\u1eefng th\u1eadp k\u1ef7 sau. Gi\u1edbi \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng n\u00f3i vui: “C\u00e1ch t\u1ed1t nh\u1ea5t \u0111\u1ec3 tr\u1edf n\u00ean gi\u00e0u c\u00f3 l\u00e0 sinh ra t\u1eeb 50 n\u0103m tr\u01b0\u1edbc”, nh\u01b0ng th\u1ef1c t\u1ebf, c\u00e1ch t\u1ed1t nh\u1ea5t l\u00e0 b\u1eaft \u0111\u1ea7u ngay h\u00f4m nay<\/strong>.<\/p>\n

2. L\u00e3i Su\u1ea5t: T\u1ed1c \u0110\u1ed9 C\u1ee7a Qu\u1ea3 C\u1ea7u Tuy\u1ebft<\/h3>\n

L\u00e3i su\u1ea5t \u1edf \u0111\u00e2y ch\u00ednh l\u00e0 t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn b\u1ea1n \u0111\u1ea1t \u0111\u01b0\u1ee3c h\u00e0ng n\u0103m. M\u1ed9t s\u1ef1 kh\u00e1c bi\u1ec7t nh\u1ecf v\u1ec1 t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn c\u0169ng c\u00f3 th\u1ec3 t\u1ea1o ra k\u1ebft qu\u1ea3 kh\u1ed5ng l\u1ed3 sau nhi\u1ec1u n\u0103m. V\u00ed d\u1ee5, v\u1edbi s\u1ed1 ti\u1ec1n 100 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ea7u t\u01b0 trong 20 n\u0103m, n\u1ebfu l\u00e3i su\u1ea5t 10%\/n\u0103m b\u1ea1n s\u1ebd c\u00f3 672 tri\u1ec7u, nh\u01b0ng n\u1ebfu l\u00e3i su\u1ea5t 15%\/n\u0103m, con s\u1ed1 s\u1ebd l\u00e0 1,637 t\u1ef7 \u0111\u1ed3ng. V\u00ec v\u1eady, vi\u1ec7c t\u00ecm ki\u1ebfm c\u00e1c c\u01a1 h\u1ed9i \u0111\u1ea7u t\u01b0 c\u00f3 l\u1ee3i nhu\u1eadn \u1ed5n \u0111\u1ecbnh v\u00e0 b\u1ec1n v\u1eefng l\u00e0 v\u00f4 c\u00f9ng quan tr\u1ecdng. B\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o c\u00e1c k\u00eanh th\u00f4ng tin t\u00e0i ch\u00ednh uy t\u00edn, ho\u1eb7c t\u00ecm hi\u1ec3u v\u1ec1 c\u00e1c n\u1ec1n t\u1ea3ng giao d\u1ecbch hi\u1ec7n \u0111\u1ea1i nh\u01b0 O8 \u0111\u1ec3 b\u1eaft \u0111\u1ea7u h\u00e0nh tr\u00ecnh c\u1ee7a m\u00ecnh.<\/p>\n

3. S\u1ef1 Ki\u00ean Nh\u1eabn: Ph\u1ea9m Ch\u1ea5t C\u1ee7a Nh\u00e0 V\u00f4 \u0110\u1ecbch<\/h3>\n

\u0110\u00e2y l\u00e0 y\u1ebfu t\u1ed1 kh\u00f3 nh\u1ea5t. Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n lu\u00f4n bi\u1ebfn \u0111\u1ed9ng, s\u1ebd c\u00f3 nh\u1eefng ng\u00e0y xanh l\u00e8 v\u00e0 nh\u1eefng ng\u00e0y \u0111\u1ecf r\u1ef1c. N\u1ebfu b\u1ea1n ho\u1ea3ng lo\u1ea1n b\u00e1n th\u00e1o khi th\u1ecb tr\u01b0\u1eddng gi\u1ea3m \u0111i\u1ec3m, b\u1ea1n \u0111\u00e3 ph\u00e1 v\u1ee1 quy t\u1eafc c\u1ee7a l\u00e3i k\u00e9p. H\u00e3y nh\u1edb r\u1eb1ng, l\u00e3i k\u00e9p ch\u1ec9 ph\u00e1t huy t\u00e1c d\u1ee5ng khi b\u1ea1n kh\u00f4ng r\u00fat ti\u1ec1n ra<\/strong> v\u00e0 \u0111\u1ec3 n\u00f3 ho\u1ea1t \u0111\u1ed9ng li\u00ean t\u1ee5c. S\u1ef1 ki\u00ean nh\u1eabn ch\u1edd \u0111\u1ee3i qua nh\u1eefng chu k\u1ef3 th\u0103ng tr\u1ea7m ch\u00ednh l\u00e0 th\u1ee9 ph\u00e2n bi\u1ec7t nh\u00e0 \u0111\u1ea7u t\u01b0 th\u00e0nh c\u00f4ng v\u1edbi ng\u01b0\u1eddi ch\u01a1i l\u01b0\u1edbt s\u00f3ng.<\/p>\n

\"O8<\/div>\n

L\u00e0m Th\u1ebf N\u00e0o \u0110\u1ec3 \u1ee8ng D\u1ee5ng L\u00e3i K\u00e9p V\u00e0o \u0110\u1ea7u T\u01b0 Ch\u1ee9ng Kho\u00e1n?<\/h2>\n

Kh\u00f4ng c\u00f3 g\u00ec l\u00e0 vi\u1ec3n v\u00f4ng c\u1ea3. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 l\u1ed9 tr\u00ecnh th\u1ef1c t\u1ebf cho b\u1ea1n:<\/p>\n